For more than 30 years we have provided California real estate loan brokers an in-house, private money lending source for short to medium term equity (hard money) loans. The funds derived from our interest only loans, secured by California real estate, are utilized by borrowers for numerous reasons. We usually take a junior position, but often are the primary lender to those who may not qualify for institutional or bank financing. We are fast when time is of the essence. We are creative when dealing with extraordinary requests. And we never compete against you because we only deal with licensed mortgage and real estate brokers, not borrowers.

About Saratoga Capital Inc.

We are very competitive when lending on viable income producing properties and/or readily marketable single family dwellings (Non-Consumer loans as defined by the Federal Reserve under Regulation Z, Truth in Lending).

We like Jumbo loans ($1 million to $5.0 million).

Our Hard Money loan rates, terms and conditions are very competitive. We attempt to tailor make a loan that fits your requirements.